Daivadnya Bank

Rooted in Trust, Growing with You Since 1974

We’re a very proud Daivadnya bank with over 50 years of service, Yes, that’s right, 50 years. That’s a lot of candles! We serve our customers and our community right across the state. But it’s not really about us , it’s actually about you.

Rooted in Trust, Growing with You Since 1974

We’re a very proud Daivadnya bank with over 50 years of service, Yes, that’s right, 50 years. That’s a lot of candles! We serve our customers and our community right across the state. But it’s not really about us , it’s actually about you. Because as well as being Belgaumites through and through, we’re also very proud to be a mutual bank which means we’re owned by our customers. Everyday Belgaumites like you. That’s why everything we do, every decision we make, is all about you.

Unlike traditional banks, we’re owned by you our customers. Every decision we make is guided by your needs, not shareholder profits.

For nearly five decades, communities across the region have relied on us for honest banking. No gimmicks – just steadfast service you can count on.

We reinvest in local businesses and initiatives because your success is our success. Together, we build stronger communities.

With advanced protection and personalized service, we safeguard your finances like they’re our own because in a mutual bank, they truly are.

Our Services

Bringing Banking to Everyone

Deposits

Start your day with confidence - Daivadnya Bank makes your everyday banking easy, secure, and hassle free.

Advances

Advances are broad descriptions of debt obligations that companies are required to report on their balance sheet as part of their total liabilities.

Digital Services

With Daivadnya Bank, enjoy smart and secure banking anytime, anywhere - from fund transfers to bill payments, all at your fingertips.

Get Started with Daivadnya Bank

More Than Just Money, We Create Financial Future

Experience banking that puts you first. Open an account today and join the 1,500+ members who trust Daivadnya Bank with their financial future.

Major services provided by the Daivadnya Bank

Fixed Deposits

Secure your financial future with our diverse deposit options offering industry-leading interest rates and comprehensive insurance coverage

Locker Facility

Keep your valuables and important documents safe with our modern, secure locker facilities available at all branches.

UPI

Save time and simplify your transactions with our convenient UPI services available at our Head Office.

Core Banking System

Experience seamless banking across all our branches with our integrated Core Banking System that connects our entire networ

RTGS, NEFT & IMPS

Transfer funds instantly and securely to any bank account nationwide through our reliable RTGS, NEFT & IMPS services.

Guidlines and safety tips for your rupay debit card

For your security, never share your debit card, PIN, or OTP with anyone, including bank staff. Memorize your PIN and avoid writing it down. Always cover the keypad when entering your PIN at ATMs or retail locations.

Keep Your Card & PIN Secure

Keep your debit card, PIN, and OTP private, never share them, even with bank staff. Memorize your PIN and cover the keypad when entering it at ATMs or stores.

Monitor Transactions Regularly

Enable SMS/email alerts for all transactions. Check your bank statements weekly and report unfamiliar charges immediately to our 24/7 helpline.

Safe Online Shopping Practices

Use secure websites with 'https://' and avoid saving card details. Always log out after online payments and never share your PIN.

Opening an account with Daivadnya Bank is a simple and straightforward process:

Required Documents:

  • Proof of Identity (Aadhaar Card, PAN Card, Passport)
  • Proof of Address (Utility Bill, Rent Agreement, Aadhaar Card)
  • Passport Size Photographs
  • Completed Account Opening Form

Steps:

  • Visit any of our branch locations
  • Bring original and photocopies of required documents
  • Fill out the account opening form
  • Submit documents with initial deposit
  • Complete KYC verification
  • Receive your account details and welcome kit

We offer various account types including Savings, Current, and Salary accounts to suit different needs. Our relationship managers will guide you through the entire process and help you choose the most suitable account type.

Daivadnya Bank stands out through our unique cooperative banking model:

Community-Owned Structure:

  • Established in 1974
  • Owned by members, not external shareholders
  • Profits are shared with members through dividends
  • Local decision-making that understands community needs

Key Differentiators:

  • Personalized banking experience
  • Lower service charges
  • Flexible loan terms
  • Strong focus on community development
  • Transparent operational practices
  • Member-centric approach to financial services

Unlike large commercial banks, we prioritize our members' financial well-being over maximizing corporate profits. Every member has a voice in our bank's operations.

We provide comprehensive digital banking solutions to make your banking experience convenient and secure:

Online Banking Features:

  • 24/7 Account Access
  • Fund Transfers (NEFT/RTGS/IMPS)
  • Bill Payment Services
  • Account Statement Downloads
  • Loan Application Tracking
  • Fixed Deposit Management

Mobile Banking App:

  • Secure login with biometric authentication
  • Real-time transaction alerts
  • Cheque book request
  • Instant balance enquiry
  • Location-based branch and ATM finder
  • Quick money transfer options

Security Measures:

  • Two-factor authentication
  • End-to-end encryption
  • Transaction monitoring
  • Instant OTP verification
  • Ability to set transaction limits
  • Option to instantly block/unblock debit cards

Our digital platforms are designed to provide maximum convenience while ensuring the highest standards of security for your financial transactions.

Frequently Asked Questions

At Daivadnya Bank, we view banking as a way to build lasting relationships within our community. For over 50 years, we’ve been a trusted financial partner, offering personalized and innovative banking solutions to meet the needs of our members. As a cooperative, we’re more than just a bank – we’re a community-owned institution where every member has a voice and benefits from our shared success. We are dedicated to empowering our members with comprehensive financial services, digital convenience, and a strong commitment to local economic growth.

Our Bank has been in service of its customers for over 46 years, first as a Society and then as a Co-op Bank since 1997.

Bank Details

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Branch Details

RBI License No – KAN.1444P

PAN No – AAAAD0328D

GST No – 29AAAAD0328D2Z9

We are a DICGC member, insuring your deposits up to Rs. 5 Lakh.

We are Registered member of the DICGC and Your Deposits are insured up to Rs. 5,00,000

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