Daivadnya Sahakara Bank Niyamit Belgaum

Debit cards

We Are Pleased to Inform that Ru Pay Debit Cards

Guidlines and safety tips for your rupay debit card


  • Sign on the Signature panel at the back of the card.
  • Memorize your PIN and destroy the PIN mailer.
  • Use your new card immediately at any ATM in the NFS network and change the system generated PIN to new 4-digit number of your choice. It is recommended that your first transaction be made at an ATM of Axis Bank.


  • Keep your PIN secret.
  • Do not write the PIN on your card.
  • Do not share your PIN with anybody (including family members,your banker of any branch employee).
  • Change your PIN regularly, preferably every quarter.
  • Never let any one see you enter your PlN. The safest measure is to ensurethat you are alone in the ATM while you are conducting your transactions.
  • Avoid talking help from anybody under any circumstances at an ATM


  • Do not give your card to anyone.
  • Never leave your card unattended. Keep your card in a place where you will immediately know if it is missing.
  • Treat your card like you would your cash.
  • In case of loss, or theft 0f you’re a card, visit the nearest branch immediately and request for blocking of your card.
  • Remember that Daivadnya Sahakara Bank Niyamit will never ask f0r any financial personal/Debit Card relate information via e-mail. Hence, never respond to e-mails seeking such information They may be fraudulent.

Using Your Rupay Debit Card at an ATM

  • You can use your card at Axis bank’s ATM or bank’s ATM which is in the NFS network.
  • Look for RuPay logo displayed at the ATM.
  • This logo indicates the ATM is in the NFS network. you can use your card at over ‘1.7 lac such ATMs across lndia.

Charges and Usage of debit card




Charges Rs.

1Financial TransactionsRs. 17/- GST
2Non- Financial TransactionsRs. 5/- GST
3Free transactins available atOn Rupay enabled ATM first 3 financial & Non financial transactions shall be free if in Metro city(For e.g. Mumbai, Delhi, Chennai, Bangalore etc.) and First 5 Financial & Non financial transactions shall be free if in non metro city
4Card Issuance ChargesRs. 100/- GST
5Issuance of Re-pinRs. 100/- GST
6Issuance of Additional cardRs. 200/- GST
7Card re-issuance chargesRs. 200/- GST

Daily usage limits



Maximum Limit

1One dayRs. 20,000/-
2One day purchase transaction at a merchant establishmentRs. 50,000/-



Please note

Pin retriesOn entering the wrong pin three times repeatedly, card will get blocked for the day
Number of transactions per dayTen (10) times