Dear Esteemed Shareholders, Valued Customers, and Respected Colleagues,

It is with immense pride and gratitude that I address you today as the Chairman of Daivadnya Sahakara Bank Niyamit, Belagavi, a trusted institution dedicated to serving our community with integrity, innovation, and financial strength.

Since our establishment, we have remained steadfast in our commitment to cooperative banking principles, ensuring that financial inclusivity and sustainable growth remain at the heart of our operations. The trust and support of our members have empowered us to continuously enhance our services, embrace digital transformation, and expand our reach, all while maintaining the cooperative spirit that defines us.

As we navigate the ever-evolving financial landscape, our focus remains on strengthening our foundation, fostering economic empowerment, and contributing meaningfully to the prosperity of our shareholders. We have introduced modern digital banking solutions, strengthened risk management systems, and prioritized customer-centric initiatives to provide a seamless banking experience.

At Daivadnya Bank, we recognize the importance of collaboration, resilience, and adaptability. The dedication of our employees, the unwavering support of our board members, and the loyalty of our customers drive us toward greater success. As we move forward, we remain committed to ethical banking, financial inclusivity, and community development.

I extend my sincere appreciation to all our shareholders for your trust and commitment. Together, we will continue to build a stronger, more prosperous future for Daivadnya Bank.

Thank you.

Warm regards,
Rajesh .R. Anavekar
Chairman