Wef 02.06.2025
|
Name of the Service
|
Particulars
|
Amount
|
|---|---|---|
|
Savings Bank Account Minimum Balance
|
With Cheque Book
|
₹500
|
|
Savings Bank Account Minimum Balance
|
Without Cheque Book
|
₹1000
|
|
Current A/c Minimum Balance
|
-
|
₹2500
|
|
Not maintaining Minimum Balance Charges
|
Savings Bank A/c (ATM card holders)
|
₹25 + GST
|
|
Savings Bank A/c (ATM card holders)
|
Current A/c
|
₹100 + GST
|
|
Cheque Book Charges Savings/ Current Bank A/c 1 Time
|
Per Leaf
15 Leaves |
₹3 + GST
No Charges |
|
Balance Certificate / Interest Certificate etc
|
SB / Current / Deposit Account
|
Yearly 1 time Free ₹10.00+GST (more than once)
|
|
Duplicate Pass Book
|
Within 2 years, Per pass book, Above 2 years
|
₹50 + GST
|
|
Stop payment
|
Sb a/c One Chq leaf
C/A a/c One Chq leaf |
₹50 + GST
₹150 + GST |
|
For Closing
|
Before 1 year for SB
With Chq book (unused leaves) Before 1 year for CD With Chq book (unused leaves) |
₹50+ GST
₹100+ GST ₹100+ GST ₹150+ GST |
|
Premature closing (Pigmy Deposit)
|
Below 1 year
Above 1 year |
2.5% Commission
No charges |
|
Exceeding Transaction limit in Savings Bank A/C
|
Exceeds 50 transaction per 6 month withdrawal
|
₹10 + GST
|
|
Cash Handling Charges
|
-
|
No Charges
|
|
Saving/Current Account Folio Charges
|
Per Page
|
If mailed No charges ₹3/- per page (above 5 pages)
|
|
Signature Verification
|
***
|
***
|
Clearing Inward & Outward Instruments
|
Name of the Service
|
Particulars
|
Amount
|
|---|---|---|
|
Inward Instruments Return Charges
|
Savings Bank A/c, below ₹10,000/-
Above ₹10,000/-
CA/OD/CCL (including ECS, NACH & CTS transaction) below ₹10,000/- Above ₹10,000/- |
₹100.00 + GST
₹250.00 + GST ₹100.00 + GST ₹250.00 + GST |
|
Outward Instruments Return Charges
|
Savings Bank A/c , below Rs.10,000/ Above Rs. 10,000/- CA/OD/CCL (including ECS, NACH & CTS Transaction)
|
₹100.00 + GST
₹250.00 + GST |
|
Name of the Service
|
Particulars
|
Amount
|
|---|---|---|
|
Pay Orders
|
Upto ₹1,000.00
₹1,001.00 to ₹5,000.00 ₹5,001.00 to ₹1,00,000.00 Above ₹1,00,001 |
₹25.00 + GST
₹40.00 + GST ₹60.00 + GST ₹0.5 per ₹1,000 Min ₹60.00 |
|
Cancellation Charges
|
Upto ₹5,00,000
Above ₹5,00,000 |
₹50.00 + GST
₹100.00 + GST |
|
DD Commission
|
Upto ₹10,000
Above ₹10,000 to ₹1 Lakh Above 1 Lakh to 10 Lakh Above 10 Lakh ₹2/- per ₹1,000/- |
₹50.00 + GST
₹3.5/- per ₹1000 Min of ₹40 + GST ₹3.5/- per ₹1000 + GST Min of ₹250 |
NEFT / RTGS Charges
|
Name of the Service
|
Particulars
|
Amount
|
|---|---|---|
|
NEFT / RTGS Charges
|
₹1 to ₹50,000/-
₹50 to ₹2,00,000/- ₹2,00,001 to ₹5,00,000 Above ₹5,00,001 Through mobile app |
₹25.00 + GST
₹25.00 + GST ₹50.00 + GST ₹100.00 + GST No Charges |
Locker Rent Charges
|
Type of Locker
|
Measurement (in inches)
|
Amount
|
|---|---|---|
|
Small
|
6 X 8.5
|
₹1,000 + GST
|
|
Medium
|
6.5 X 17, 12 X 8.5
|
₹2,500 + GST
|
|
Large
|
12 X 17
|
₹5,000 + GST
|
Penalty for Locker Rent due
|
Particular
|
Small type locker
|
Medium & Large type locker
|
|---|---|---|
|
Rent paid within one week
|
No Charges
|
No Charges
|
|
Rent paid within one month
|
-
|
-
|
|
Rent paid after 1 month
|
₹100 + GST
|
₹200 + GST
|
Other Service Charges
a) CA / OD / CCL : Change in transaction person name & signature no charges
b) Loss of Locker Key: ₹200 + charges for duplicate key
c) Locker operation: (limit 6 time per week) If limit exceeds ₹20 + GST (per transaction)
d) Issuance of Duplicate Deposit Receipt: ₹ 25 + GST
Loan Service Charges (GST Applicable)
|
Name of Service
|
Particulars
|
Amount
|
|---|---|---|
|
Application Fees
|
Gold Loan
Surity / Salary / Group / Vehicle Loan IPL / OD / CCL / BL / MRL / VSL & Rent Discount Loan Loans Against Other Deposits (LIC, NSC etc.) |
₹10 + GST
₹100 ₹100 No |
|
Loan Processing Charges
|
All type of Loans (Except loans against our own deposits & Gold loan)
including loans against other deposits like LIC, NSC etc. |
₹1000 + GST (1 to 10 Lakh)
0.10% + GST (Above 10 Lakh) |
|
Gold Loan
|
Above 1 Lakh
Insurance fee Renewal of loan limits (OD / CC) Takeover loan account |
NJ Stamp payable (0.5%)
0.075% on valuation amount + GST ₹500 + GST 1% of the liablility |
|
Legal Opinion (Advocate charges)
|
Below 15 lakhs
Above 15 lakhs upto 50 lakhs Above 50 lakhs |
₹2,000/-
₹2,500/- ₹3,000/- |
|
Postage
|
Ordinary letter
Postage |
₹25/-
₹50/- |
|
Commitment Charges
|
Upto ₹5 Lakh
Loan amount sanctioned but partial amount released |
NIL
2% of unreleased amount |
|
Appraiser Charges for Gold Loan
|
-
|
Min ₹20/- 0.1% on total valuation
amount Max ₹300/-
|
|
Loan Document Xerox
|
-
|
₹3.00 Per page (minimum Rs.100/-)
(₹1/- per page) |
|
CIBIL Verification Charges (for 2 companies)
|
5.00 Lakhs to 20.00 Lakhs
above 20.00 Lakhs |
Min. ₹150/-
Above 20 pages ₹500/- |
Annual ATM Charges: ₹150 +GST (Annually)
Loss of ATM card Charges: ₹200/- + GST
SMS Charges: ₹25.00 + GST (Half Yearly)
For expired CCL & OD: From the date of Expiry to date of renewal 2% penalty Interest on Balance amount
Loan File Charge: ₹150/- + GST
Cersai Charges: ₹250/- + GST
Loan Discharge Letter: ₹50/- + GST
Note
1. Branch Managers on their discretionary can recommend for waiver of commission and other charges duly taking into account value of the account holder and on merit of the case. Such permission should be obtained from H.O in advance.
2. Our Banks charges are exempted to Bank staff & Board of Directors.
